Risk Disclosure

1. No Investment Advice

GoldWalt does not provide investment, tax, or legal advice. Content on the Platform is informational. Consult independent professionals.

2. Market & Price Risk

• Gold and silver prices are volatile and influenced by global markets, currency, interest rates, and demand.
• No guaranteed returns; past performance is not indicative of future results.
• Buy/sell spreads, GST, and fees reduce net returns.
• Price locks expire; delayed payment requires re-quoting.

3. Liquidity & Execution

• Sell and payout require completed KYC and verified beneficiaries.
• Processing may be delayed by banks, gateways, holidays, or compliance review.
• Physical delivery depends on stock and serviceable locations.

4. Technology & Partner Risk

• Outages of app, API, Cashfree, KYC, or logistics partners may delay service.
• Cyber risk exists despite encryption and monitoring.
• Partner insolvency or regulatory change may affect operations.

5. Custody & Insurance

Digital holdings are backed by partner custody arrangements. GoldWalt is not a bank. Holdings are not DICGC-insured deposits. Review partner disclosures where provided.

6. Tax & Regulatory Risk

Tax treatment of gains may change. You are responsible for reporting and paying applicable taxes in India.

7. SIP Risk

Recurring purchases execute at prevailing prices at debit time. Market downturns can reduce value of accumulated metal. Failed debits mean missed installments.

8. Acceptance of Risk

By using the Platform, you acknowledge these risks in addition to our Terms & Conditions.