KYC Verification Policy

1. Purpose

KYC confirms your identity, prevents fraud, enables regulatory compliance, and unlocks sell, payout, SIP, delivery, and higher holding limits.

2. When KYC Is Required

• Browse and limited buy: mobile OTP registration may suffice within platform limits.
• Above without-KYC threshold (~₹2,00,000 projected holding—subject to change): full KYC required.
• Sell, payout, SIP, and physical delivery: full KYC required.

3. Documents & Data

• PAN: entered in-app and verified via authorized partner API.
• Aadhaar: verified through secure in-app WebView (UIDAI/DigiLocker-class flow).
• Profile: name, DOB, gender, email may be matched to KYC records.

4. In-App Process

1. Complete PAN verification on Verify PAN screen.
2. Open Aadhaar link, finish partner/UIDAI steps, return to app.
3. App confirms status; KYC Verified screen shows completion.
4. Verify email via OTP if prompted by the Platform.

5. Data Security

• PAN and sensitive fields encrypted; hashes prevent duplicate accounts.
• Access limited to authorized systems and admin roles.
• KYC partners process data under their agreements and law.

6. Re-KYC

We may request updated verification when regulations change, data appears outdated, or risk alerts occur. Failure may restrict transactions.

7. Prohibited Conduct

Submitting another person’s identity, forged documents, or operating multiple accounts is prohibited and may lead to blocking and regulatory reporting.

8. Contact

KYC support: support@goldwalt.com | +91-9587230288